Auto insurance protects you against financial loss if you have an accident. It is a contract between you and the insurance company. You agree to pay the premium and the insurance company agrees to pay your losses as defined in your policy.

Auto insurance provides property, liability and medical coverage:

• Property coverage pays for damage to or theft of your car.
• Liability coverage pays for your legal responsibility to others for bodily injury or property damage.
• Medical coverage pays for the cost of treating injuries, rehabilitation and sometimes lost wages and funeral expenses.
• An auto insurance policy is comprised of six different kinds of coverage. Most states require you to buy some, but not all, of these coverages. If you’re financing a car, your lender may also have requirements.

North Carolina DL123
The Form DL123 is an attachment to a North Carolina insurance policy. A DL 123 form cannot be purchased by itself, it must be issued by your insurance carrier. The DL 123 form can be on a non owners or an auto owner policy. When you purchase the policy let your insurance agent know that you need the DL123 form attached.

Who is Required to Submit a North Carolina DL123?

• Individuals that are applying for the first time for a North Carolina drivers license.
• Anybody that has moved to the state of North Carolina and needs a license.
• Those applying to get their North Carolina driver’s license reinstated after a suspension or NC DUI/DWI.
• Anyone ordered to have proof of liability insurance by the court.
  DUI Insurance
  DUI penalties vary, but one thing is certain: you’ll need car insurance before you can get back on the road. We offer DUI coverage, so get a DUI insurance quote today!